This collaboration is designed to enhance the banking experience for churches and mission-driven organizations by providing comprehensive financial services built on shared values and a long-term commitment to service.
Many churches and organizations often feel underserved by traditional financial institutions. WIF and FSNB are partnering to develop solutions that cater specifically to these communities' unique financial needs and priorities.
Together, WIF and FSNB are building a full-service financial platform that includes:
WIF’s existing network of churches will gain access to expanded banking tools and services tailored to their needs. This will make financial operations more efficient, secure, and aligned with their mission.
WIF has always focused on serving churches and church-related organizations. This partnership with FSNB strengthens that mission by providing a scalable financial infrastructure that supports long-term financial stewardship.
The partnership is currently in the development phase. A pilot program launched in 2025, with a full brand and service rollout expected in 2026.
First Southern National Bank (FSNB) is a financial institution founded in 1983 with a mission to help individuals make wise financial decisions. For over 40 years, FSNB has focused on building trusted relationships and strengthening communities through integrity and a shared vision for long-term success. The bank is dedicated to supporting personal and financial growth across all areas of life.
WIF has purchased a minority stake in FSNB. Through this investment, WIF has initiated a strategic partnership to build a new brand/division at FSNB. This new division will have separate branding and messaging but will legally be a part of FSNB.
No, this transaction will not alter WIF’s non-profit status. Under our by-laws and governance structure, WIF is allowed to make limited investments in missionally aligned organizations.
WIF remains the primary source for real estate-secured loans for churches, and that focus won’t change. While its partnership with FSNB expands access to full-service banking, FSNB will not offer a competing real estate loan product, ensuring continuity in WIF’s historical lending approach.
The WIF online banking platform will not change as a result of this transaction. There is consideration of creating a unified portal in the future that would bring separate parts of a church’s financial ecosystem into one place.
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