Privacy

Explore the ways we will be serving churches through this unique banking platform.

Initial Offerings

You can expect these services to be available upon our launch in 2026.

WHAT DOES FIRST SOUTHERN NATIONAL BANK DO WITH YOUR PERSONAL INFORMATION?

WHY?

  • Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

WHAT?

  • The types of personal information we collect and share depend on the product or service you have with us. This information can include:

    - Social Security number and account balances
    - payment history and overdraft history
    - credit history and credit scores

    When you are no longer our customer, we continue to share your information as described in this notice.

HOW?

  • All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons First Southern National Bank chooses to share; and whether you can limit this sharing.
    Reasons we can share your personal information Does First Southern National Bank share? Can you limit this sharing?
    For our everyday business purposes—such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus Yes No
    For our marketing purposes—to offer our products and services to you Yes No
    For joint marketing with other financial companies No We don’t share
    For our affiliates’ everyday business purposes—information about your transactions and experiences No We don’t share
    For our affiliates’ everyday business purposes—information about your creditworthiness No We don’t share
    For nonaffiliates to market to you No We don’t share

    Who is providing this notice?

    • First Southern National Bank

    How does First Southern National Bank protect my personal information?

    • To protect your personal information from unauthorized access and use, we use security measures that comply with federal law.These measures include computer safeguards and secured files and buildings.

    How does First Southern National Bank collect my personal information?

    • We collect your personal information, for example, when you

      - apply for a loan or open an account
      - deposit money or pay your bills
      - give us your income information

      We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

    Why can’t I limit all sharing?

    • Federal law gives you the right to limit only

      -sharing for affiliates’ everyday business purposes—information about your creditworthiness
      -affiliates from using your information to market to you
      -sharing for nonaffiliates to market to you

      State laws and individual companies may give you additional rights to limit sharing.

    Definitions

    Affiliates

    • Companies related by common ownership or control. They can be financial and nonfinancial companies.

      - First Southern National Bank does not share with our affiliates

    Nonaffiliates

    • Companies not related by common ownership or control. They can be financial and nonfinancial companies.

      - First Southern National Bank does not share with nonaffiliates so they can market to you

    Questions

    Launching mid-2026

    Early-access accounts are available now

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